Legal — pensionable.ai

1. Terms of Use

By accessing or using the pensionable.ai website (the "Site"), you agree to be bound by these terms. If you do not agree, please do not use the Site.

The Site and its contents are provided for informational purposes only. Nothing on this Site constitutes financial, actuarial, legal, or regulatory advice. pensionable.ai does not accept liability for any decisions made in reliance on information published here.

We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice.

2. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, user interface elements, design, code, and software, is the exclusive property of pensionable.ai or its licensors and is protected by applicable intellectual property laws.

The Diorama platform, its underlying architecture, algorithms, and outputs are proprietary. No licence, right, or interest in any intellectual property is granted by virtue of accessing this Site.

You may not:

Copy, reproduce, or distribute any part of this Site without prior written consent
Reverse engineer, decompile, or attempt to derive source code from any software
Use our brand name, logo, or trademarks without express written permission
Frame or mirror any portion of this Site on another website

3. Privacy & Data

pensionable.ai takes data privacy seriously. We collect only the information necessary to operate the Site and respond to enquiries.

Information we may collect:

Contact details you submit via enquiry or demo request forms
Usage data collected anonymously via analytics (page views, session duration)
Technical data such as browser type and IP address for security purposes

How we use it: We use your information solely to respond to enquiries, improve the Site, and where you have given consent, to send relevant communications. We do not sell, rent, or share your personal data with third parties for marketing purposes.

Data retention: We retain personal data only for as long as necessary for the purposes described above, or as required by applicable law.

Your rights: Under UK GDPR, you have the right to access, rectify, or erase your personal data, and to object to or restrict processing. To exercise these rights, contact us at privacy@pensionable.ai.

This Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites.

4. Disclaimer & Limitation of Liability

The Site is provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

pensionable.ai makes no representations or warranties about the accuracy, completeness, or suitability of any information on the Site for any purpose.

To the fullest extent permitted by law, pensionable.ai shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, the Site or its contents.

Nothing in these terms limits or excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot lawfully be excluded.

5. Confidentiality

Any client work, scheme data, governing documents, or calculations processed by Diorama are treated as strictly confidential. pensionable.ai operates under non-disclosure obligations with all clients and does not share, disclose, or use client data for any purpose other than delivering the agreed services.

No client scheme data, member records, or proprietary scheme information is used to train models, benchmark outputs, or inform work for other clients.

6. Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

pensionable.ai is a company registered in England and Wales.

7. Contact

For any legal queries, data protection requests, or intellectual property concerns, please contact:

pensionable.ai
legal@pensionable.ai

For general enquiries: hello@pensionable.ai